Self-employed homeowners may be able to access home equity without relying on traditional tax return documentation. Bank statement programs can offer three possible paths: a cash-out refinance, closed-end second mortgage, or HELOC.

If life just threw you a curveball and you own a home with equity, there is one thing you need to know before you miss that next payment. The window is smaller than you think.

Most homeowners who have thought about accessing their equity have assumed it means one thing — refinancing their mortgage. For many of them, that one assumption has been the reason they stopped looking. There are six other options.

Most people know roughly what they owe. Almost nobody knows, in specific dollar terms, what they own. This article puts both Federal Reserve numbers on the same page.

A home purchased in the Phoenix metro for $300,000 at the end of 2019 is worth approximately $511,000 today based on the official FHFA index. That $211,000 did not come from anything the homeowner did. Most of it is still sitting exactly where it landed

In February 2022, the average American credit card rate was 14.56 percent. By February 2026 it was 21 percent. The balance did not change. The cost of carrying it did.