Your Home Has Equity. Do Not Miss a Payment.
Life does not always give you a warning.
A job ends. A medical bill lands. Something changes. And suddenly a mortgage payment that felt manageable does not anymore.
When I encounter homeowners who have received a Notice of Trustee Sale, I am genuinely confused. How does a home with $150,000 to $400,000 in equity end up in foreclosure? Those homeowners had real options. They just did not know those options existed.
That is the only explanation that makes sense to me.
If You Have Equity and Have Not Missed a Payment Yet
This is the part that matters most.
A 30-day mortgage late can shut off many of the best cash-out options fast. If your finances just changed and you have equity, act before your loan goes 30 days delinquent.
Most homeowners are not aware of how many options they have to access that equity without selling.
See what those options are here: newhomes-az.com/seven-ways-to-access-your-home-equity
If You Have Already Received a Notice of Trustee Sale
The cash-out options are gone. That is the hard truth.
But you are not out of options entirely.
In Arizona the full foreclosure process is approximately 180 days. Three missed payments triggers the Notice. From there you have another 90 days. There is still time to make decisions that matter.
See what options are still available here: publuu.com/flip-book/819637/2401825v
Then call or text Michael directly. You do not have to figure this out alone.
Call or text Michael Hankerson directly at 602-770-7205 if you want more information.
Michael Hankerson | Hankerson Team | Luxury Division
Michael Hankerson | NMLS# 2664119 Mortgage Broker | First Link Mortgage | NMLS# 2527988 Branch ID 2565384 Not a commitment to lend. Not all borrowers will qualify. Equal Housing Opportunity. 